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Robert Half Commercial Credit Analyst in Needham, Massachusetts


Robert Half's Financial Services client is seeking a Credit Analyst for a contract/ temporary opportunity. The successful candidate will have general banking experience with high attention to detail, and strong communication skills. This is a fantastic opportunity to grow your career at an established firm!


  • Collect and track receipt of financial statements, borrowing base certificates, and covenant compliance certificates from existing customers

  • Perform annual reviews of existing relationships including spreading financial statements, analyzing corporate borrower’s financial performance and condition, evaluating cash flow, collateral, guarantor support and other pertinent factors

  • Produce modification requests for existing relationships

  • Prepare preliminary analysis, typically financial statement spreads and cash flow calculation, of prospective borrowers

  • Underwrite new loan requests including above referenced analysis as well as evaluation of proposed transaction

  • Assign risk ratings as appropriate and monitor covenant compliance

  • Provide analytical support to Senior Credit Analyst and Account Officers as needed

  • Attend and participate in meetings with customer and Account Officer as needed

  • Be prepared to discuss proposals with approval authorities on a one-on-one basis as well as in a committee setting

  • Perform additional duties as requested, needed or assigned



  • Bachelor’s degree in Accounting/Finance or related area

  • At least 2 years of Commercial and Industrial Lending credit experience with loan exposures ranging from $500,000 to $35 million

  • SBA underwriting experience preferred

  • Knowledge of commercial and industrial lending practices and related areas

  • Knowledge of financial institution regulatory environment and policy

  • Ability to work independently with some guidance from team members

  • Excellent knowledge of corporate and personal financial statements

  • Excellent financial analytical skills with sound judgment and decision making abilities

  • Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable and highly self-motivated

  • Aptitude in Microsoft Office Suite, especially Excel and Word

  • Experience with spreading software

  • Excellent written and verbal English communication skills

  • Engage in continuing education opportunities as they become available

Apply today! We're hiring immediately!

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

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Questions? Call your local office at 1.888.490.3195. Robert Half will consider qualified applicants with criminal histories in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to temporary professionals. Visit for more information.

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