Robert Half Credit Analyst in San Diego, California
Robert Half is seeking a qualified Credit Manager for overseeing the lending process of our client's company. The Credit Manager will do everything from the evaluation of clients’ creditworthiness to approval or rejection of loan requests. The Credit Manager will also determine interest rates, set loan terms and create credit scoring models. If you like to work in a fast-paced environment, and qualify the following requirements, we would like to hear from you.
ESSENTIAL DUTIES AND RESPONSIBILITIES
In conjunction with sales and finance executives and the company’s legal counsel, determines and updates credit policies and procedures. Recommends sales agreements, lease or rental-purchase plans, installment agreements and/or financing arrangements.
Establishes standards for credit granting, development of criteria for credit limits, special terms, etc.
Reviews all credit or financing requests, processes information, performs credit investigations and approves/disapproves credit with any related terms, conditions or limits. Authorizes sales orders accordingly.
Reviews status of aged and delinquent accounts with Accounting on a weekly basis. Supervises preparation and transmitting of letters and notices on delinquent accounts. When appropriate, determines and recommends new repayment terms.
Prepares paperwork for civil court (small claims court) on local delinquent accounts and represents the company at any hearings. Reviews and recommends accounts for outside collection agencies or legal action and follows through as required. Negotiates settlements on bankrupt accounts or when appropriate. Records any judgments with county clerk and reports to the credit bureau.
Reviews and recommends accounts to be charged-off, prepares applicable reports and notifies credit bureau.
Maintains current knowledge of the Fair Debt Collection Act and all state and federal laws and regulations applying to credit granting or collection activities.
Bachelor's' degree in accounting or business administration is preferred.
Good communication skills and the ability to work well with people is essential.
Good leadership skills are beneficial.
Familiarity with computers and accounting and spreadsheet applications is required.
Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.
Robert Half puts you in the best position to succeed by advocating on your behalf and promoting you to employers. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity – even on the go. Download the Robert Half app and get 1-tap apply, instant notifications for AI-matched jobs, and more.
Questions? Call your local office at 1.888.490.5461. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals. Visit https://roberthalf.gobenefits.net/ for more information.